Energy Savings Loan Program

Energy efficient homes save you money and make your home more comfortable.

BTES has a program to help you improve the energy efficiency of your existing home.

Our Energy Savings Loan Program provides easy terms so you can improve your home without breaking the bank.

The following items are eligible for financing* through this program:

1. Inspected electric heat pump
2. Attic insulation (R19 minimum) and ventilation
3. Floor insulation (R19 minimum) and ventilation
4. Insulated replacement windows
5. Insulated exterior doors
6. Insulated garage doors (automatic garage door openers can be included)
7. Electrical service upgrades
8. Storm doors
(*Must qualify under BTES/TVA financing plan)

Loan terms are:

1. Borrow up to $10,000
2. Up to a 10-year term
3. No down payment
4. Payments are added to your electric bill
5. Must qualify under BTES financing plan
6. BTES customers only

And this includes a free inspection by BTES Energy Advisor Kevin Frederick.

For more information, call 423-793-5547 or click here to email us .

In-Home Energy Evaluation Program

BTES and TVA are making it easier than ever to become energy efficient while also saving money. With the In-Home Energy Evaluation Program, you can reduce your power usage and receive a cash rebate and financing assistance (if applicable) for installing home energy improvements. The recommended improvements you make are elgible for a rebate of 50 percent of the installation cost, with an upper limit of $500 and convenient financing.


Call BTES at 423-793-5513 to schedule an in-home energy evaluation by a TVA-certified evaluator. There is a $150 in-home evaluation fee. If the homeowner makes recommended eligible improvements costing $150 or more this fee will be reimbursed in addition to the rebate and financing (if applicable).

After your home is evaluated, a report is created outlining the potential energy-efficiency improvements and available cash rebates and financing (if applicable).

Improvements must be made by a member of the TVA Quality Contractor Network, except for self-installed measures, as allowed by BTES. The evaluator will provide the names of qualified contractors.

All home improvements must be completed within 90 days.

After the work is complete, you submit receipts for the completed work to be eligible for the cash rebate. For financing, your contractor will be paid directly upon successful completion of the inspection.

Once the work is finished, it will be inspected to ensure that everything is installed properly to maximize savings.

Click here for a list of rebates, financing and eligible improvements.